New York Auto Insurance: A Market-Based Approach to Affordability and Fairness (PDF)

An important report examining the growing auto insurance affordability crisis in New York and proposing market-based reforms to reduce costs and eliminate discriminatory pricing practices that disproportionately impact working families and communities of color. Written by Michael A. Grant, J.D., the report outlines how changes to state policy could lower premiums, increase transparency, and restore fairness in the insurance marketplace.