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Lois Johnson, ceo and founder of of Salt Lake City, Utah-based United Security Financial (USF) and NAREB president Jeffrey Hicks(Front) sign the landmark $50 million agreement making down payment assistance funds available to expand homeownership opportunities for low and moderate-income Black American home purchasers. Witnessing the signing at NAREB's Mid-Winter Conference in Miami, FL are: (2nd Row, L-R) Lydia Pope, NAREB 1st VP; Sumari Barnes, personal assistant to LJ Jennings; Tim Johnson, VP, Secondary Markets, USF; Michael Grant, regional president, USF; LJ Jennings, president, NAREB Sales Division affiliate, and Robert Hughes, chair, NAREB board of directors.

Lois Johnson, ceo and founder of of Salt Lake City, Utah-based United Security Financial (USF) and NAREB president Jeffrey Hicks(Front) sign the landmark $50 million agreement making down payment assistance funds available to expand homeownership opportunities for low and moderate-income Black American home purchasers. Witnessing the signing at NAREB’s Mid-Winter Conference in Miami, FL are: (2nd Row, L-R) Lydia Pope, NAREB 1st VP; Sumari Barnes, personal assistant to LJ Jennings; Tim Johnson, VP, Secondary Markets, USF; Michael Grant, regional president, USF; LJ Jennings, president, NAREB Sales Division affiliate, and Robert Hughes, chair, NAREB board of directors. Photo by LazPhotography